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-   -   First 'rack-cident" (https://www.bikeforums.net/road-cycling/846396-first-rack-cident.html)

Carbon Unit 09-19-12 02:09 PM

I would probably buy a Heads Up warning system to prevent it from happening again.

http://www.headsupsystems.com/

Hot Potato 09-19-12 02:48 PM


Originally Posted by Carbon Unit (Post 14751039)
I would probably buy a Heads Up warning system to prevent it from happening again.

http://www.headsupsystems.com/

Cool! I like it. And my Birthday is next week.

Busta Quad 09-19-12 02:50 PM


Originally Posted by Hot Potato (Post 14751210)
Cool! I like it. And my Birthday is next week.

Still a lot easier (and cheaper) to leave your garage door opener in the house when you put your bike on your car.

Hot Potato 09-19-12 02:50 PM


Originally Posted by Busta Quad (Post 14751027)
That's what you think. Wait until you get the bill for your new, increased homeowner's insurance premiums.

But that is what the insurance is for, is it not? Otherwise, why pay for such coverage. Think the premiums will go up $3000 ?

Busta Quad 09-19-12 02:53 PM


Originally Posted by Hot Potato (Post 14751223)
But that is what the insurance is for, is it not? Otherwise, why pay for such coverage.

(Arguably) you should use your homeowners insurance only for rare, catastrophic coverage. They track every claim, and adjust premiums/cancel policies accordingly.



Originally Posted by Hot Potato (Post 14751223)
Think the premiums will go up $3000 ?

No. But they may go up $50 or $100 (I'm no expert on insurance), and you'll pay the extra for many years to come.

Hot Potato 09-19-12 02:54 PM

Remotes for my opener have been gone for years. Nowadays the cars come with them built into the mirror or sun visor. And the door spends lots of time open with the kids running around. But if I were using a portable remote opener, I would certainly leave it at home when car-topping bikes.

Cookiemonsta 09-19-12 02:54 PM

Man, that freaking s****.

Good to see you can laugh about it, and it can happen to anyone. But man, what a bummer.

Busta Quad 09-19-12 02:56 PM


Originally Posted by Hot Potato (Post 14751240)
Nowadays the cars come with them built into the mirror or sun visor.

Sir! Clearly you are spending too much of your disposable income on your car instead of your bikes!

Carbon Unit 09-19-12 02:59 PM


Originally Posted by Hot Potato (Post 14751210)
Cool! I like it. And my Birthday is next week.

If you shop for one, you can find them for around $120.00. Much cheaper than buying a new bike.

Turnin2 09-19-12 03:15 PM


Originally Posted by Hot Potato (Post 14751223)
But that is what the insurance is for, is it not? Otherwise, why pay for such coverage. Think the premiums will go up $3000 ?

Maybe not where you are, but in S. Florida a homeowners claim is the kiss of death. I've been through three hurricanes and a new roof with no claims in fear my premiums will go from around $2400/yr to $9K after they drop me and I have to go to Citizens, the default insurer of last resort.

Good luck, hopefully things are different where you are.

Busta Quad 09-19-12 03:42 PM


Originally Posted by Turnin2 (Post 14751356)
Maybe not where you are, but in S. Florida a homeowners claim is the kiss of death. I've been through three hurricanes and a new roof with no claims in fear my premiums will go from around $2400/yr to $9K after they drop me and I have to go to Citizens, the default insurer of last resort.

Good luck, hopefully things are different where you are.

Homeowners Insurance: when Should You File a Claim?


http://voices.yahoo.com/homeowners-i...m-5033244.html


[h=1]Homeowners Insurance: To Claim or Not to Claim?[/h]
[h=2]The answer to that question will go a long way toward determining whether your homeowners insurance will ultimately cost you more or even get canceled.[/h]
http://www.houselogic.com/home-advic...-not-to-claim/

Busta Quad 09-19-12 03:44 PM

Speak of the devil:

SALEM, Ore. (CNN/Money) – A couple of months ago, my husband drove into our garage - with an expensive bicycle still on the roof of the car. The house and the car were undamaged, but the bike was beyond repair.

http://money.cnn.com/2005/01/21/pf/i...e/filingclaim/

ls01 09-19-12 06:34 PM


Originally Posted by Hot Potato (Post 14751240)
Remotes for my opener have been gone for years. Nowadays the cars come with them built into the mirror or sun visor. And the door spends lots of time open with the kids running around. But if I were using a portable remote opener, I would certainly leave it at home when car-topping bikes.

unplug the opener in the garage.

PatrickGSR94 09-19-12 06:51 PM

Or disengage door from opener and open/close manually.

Busta Quad 09-19-12 06:53 PM

Or spend the automatic-garage-door money on Di2.

Carbon Unit 09-19-12 07:08 PM

A low cost solution would be to park a ladder in the space where your car sits. The problem is I would forget to put the ladder up before my rider.

fstshrk 09-19-12 07:33 PM

I take the front wheel off and put it inside the car on the passenger seat. Maybe I should make a big decal and stick on the instrument panel to indicate that the bike is on top.

Hendo252 09-24-12 08:08 PM


Originally Posted by PatrickGSR94 (Post 14752098)
Or disengage door from opener and open/close manually.

Or put a piece of blue masking tape over the dash button that opens the door. Just about free, doesn't impact/inconvenience other door users, and it pretty bulletproof.

I've done it for years.

BUT -- it isnt' foolproof.

PatrickGSR94 09-24-12 08:36 PM

Cut out a small circle of self-adhered velcro, with a hole in the middle the size of your dash button for the opener. Then take a small square of a stiff material and put the other half of the velcro on the back of that. Stick it over the opener button in the car so that you absolutely, physically, cannot push the button until you actually pull the piece off.

justfitme 09-24-12 09:00 PM

It does not matter how many reminders of that bike on the roof you have. Human is very prone to miss something - miss to leave the opener at the house, miss to read the sign, miss to tape the button, miss to hear the bip(because of loud music or intense dialogue). You can't rely on warnings, simply because they are the same nature as remembering that the bike is on the roof - you have to remember to do something or not to do.

IMHO - the only way to prevent enetering the garage with the bikes is - do not enter the garage at all, when you approach the house. Period. Never.
You may put the car in the garage later, but not on initial approach.

Once you will know, that you never entered the garage for the last several months you will be able to tell, that you are on the new level - instinct, not your memory. And only then you are save. More or less. :)

Hot Potato 09-30-12 04:16 PM


Originally Posted by PatrickGSR94 (Post 14770709)
Cut out a small circle of self-adhered velcro, with a hole in the middle the size of your dash button for the opener. Then take a small square of a stiff material and put the other half of the velcro on the back of that. Stick it over the opener button in the car so that you absolutely, physically, cannot push the button until you actually pull the piece off.

Now that could work. I have cut off the end of sock, and I cover the left side of the mirror with the buttons (which won't obstruct my view) so that the sock is a tactile and visual reminder.

2manybikes 09-30-12 05:02 PM


Originally Posted by Hot Potato (Post 14738799)
Yes, for weeks before this I have been telling my kids that there is nothing funny about that commercial! Now they run and get me everytime it airs

Usually, just being in my cycling clothes as I approach the house is all I need to remember the bike is up there. But alas, mayhem has found me and struck.
Still waiting on the insurance info for the bike. Likely answer is it goes on the home policy, if only to put it through a different deductible. Hopefully get my car back on tuesday.

Roof racks are pretty convenient. No way I can carry all 4 bikes for the family on a trunk rack. Not even one bike fits in the trunk, could put one bike sans front wheel in the back seat I suppose, or in the trunk if I didn't close it. No hitch is available for my model car. Garage opener is buit into the mirror. Not even sure I have a portable one anymore. All I can think of is to block the parking spot physically when I put a bike on top. Sure wish I hadn't gotten complacent all those years ago and stopped doin that.

Think I am elibible for a discount frame under specialized's crash program?

My four bike trunk mount Allen rack works great. It has two side straps for stabilizers and two lower straps. I have used it with five bikes with no problems.
If I take both wheels off a bike it fits in the trunk of my Corolla.

Hot Potato 10-01-12 07:59 AM


Originally Posted by justfitme (Post 14770773)
It does not matter how many reminders of that bike on the roof you have. Human is very prone to miss something - miss to leave the opener at the house, miss to read the sign, miss to tape the button, miss to hear the bip(because of loud music or intense dialogue). You can't rely on warnings, simply because they are the same nature as remembering that the bike is on the roof - you have to remember to do something or not to do.

IMHO - the only way to prevent enetering the garage with the bikes is - do not enter the garage at all, when you approach the house. Period. Never.
You may put the car in the garage later, but not on initial approach.

Once you will know, that you never entered the garage for the last several months you will be able to tell, that you are on the new level - instinct, not your memory. And only then you are save. More or less. :)

I thought about deprograming the car's opener button, so I would have to get out of the car to open the door. However, most arrivals/departures do not involve a bike, and I think I would get fed up with exiting the car real fast in the Chicago winter. Might work spring through fall, as long as the door was down when I arrived home.

Hot Potato 10-01-12 08:01 AM


Originally Posted by 2manybikes (Post 14791378)
My four bike trunk mount Allen rack works great. It has two side straps for stabilizers and two lower straps. I have used it with five bikes with no problems.
If I take both wheels off a bike it fits in the trunk of my Corolla.

I actually bought and returned three different trunk mount racks last year. I found that with each of them, you could not transport the number of bikes as advertised. I physically could not get the family's three bikes on the three bike racks.

Hot Potato 10-01-12 08:04 AM


Originally Posted by Carbon Unit (Post 14752166)
A low cost solution would be to park a ladder in the space where your car sits. The problem is I would forget to put the ladder up before my rider.

I used to use a small step ladder. Problem was, a family member would see it, decide it would be handy to use in the house, and not put it back. So I stopped doing it. I am now using orange cones. Not much other use for orange cones, I hope. Plus I store them on the handlebar ends, so it should be pretty hard to forget to deploy.


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