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First carbon bike with goodies = 4K, am i doing the right thing ?

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First carbon bike with goodies = 4K, am i doing the right thing ?

Old 09-18-14, 05:48 AM
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Originally Posted by basqueonacaad
I would only spend the money if you can check off the following boxes

1 - All my consumer debts (credit cards) are currently paid off
2 - I have six months of emergency funds (which can pay all bills) just in case my job goes south
3 - all school debt, medical bills, etc are paid off

If you can't check all these off, perhaps hold off and pay these debts down or save some emergency money first....the last thing you want to do is sell a 2k dollar plus bike for 1300 in order to survive a crisis.
Why do you hate America?
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Old 09-18-14, 06:00 AM
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Originally Posted by CNC2204
Specialized Bicycle Components



2015 SPECIALIZED TARMAC ELITE

2 pr RBX Pro bib shorts

2 racing jersys

LAZER HELIUM helmet

1 pr Elite road shoes

Shimano carbon pedals & cleats

carbon road pump

2 cages



you're gonna love it!!
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Old 09-18-14, 06:05 AM
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Originally Posted by basqueonacaad
I would only spend the money if you can check off the following boxes

1 - All my consumer debts (credit cards) are currently paid off
2 - I have six months of emergency funds (which can pay all bills) just in case my job goes south
3 - all school debt, medical bills, etc are paid off

If you can't check all these off, perhaps hold off and pay these debts down or save some emergency money first....the last thing you want to do is sell a 2k dollar plus bike for 1300 in order to survive a crisis.
Originally Posted by LAJ
Why do you hate America?
I don't think he hates America. I just think he doesn't understand America. If everyone adopted this truly responsible type of spending and credit management, the US would face the deepest economic depression it has ever seen, and the standard of living would plunge to barbaric limits, similar to Germany or the Netherlands.
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Old 09-18-14, 06:24 AM
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First carbon bike with goodies = 4K, am i doing the right thing ?

$100 vintage Gitane road bike - Craigslist
$40 used shorts and jersey- ebay
$25 helmet from Costco.
Works for me. Its just a bike. Wheels, pedals, handlebar. The rider still has to supply the power.
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Old 09-18-14, 06:29 AM
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Originally Posted by RollCNY
I don't think he hates America. I just think he doesn't understand America. If everyone adopted this truly responsible type of spending and credit management, the US would face the deepest economic depression it has ever seen, and the standard of living would plunge to barbaric limits, similar to Germany or the Netherlands.
Responsible money management is one of those interesting practices which we have to hope more people preach than practice. Another one is "buy and hold" investments. If everyone actually behaved that way (either one), as you so rightly point out, our entire financial system would go straight into the crapper. So in many behavioral areas it is fine to do the right thing...as long as most other people don't. It makes one wonder about the ethics/morality of even preaching about this stuff to anyone but your children. The less that people spend foolishly, the worse our economy is. So I say take care of your own household and let everyone else do their own thing. If you are one of the responsible ones, you will like the overall result much better than if everyone conformed to the "rules".
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Old 09-18-14, 06:32 AM
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Originally Posted by big chainring
$100 vintage Gitane road bike - Craigslist
$40 used shorts and jersey- ebay
$25 helmet from Costco.
Works for me. Its just a bike. Wheels, pedals, handlebar. The rider still has to supply the power.
What a party pooper! It is one thing to advise OP that he is overspending for what he is getting and quite another to suggest brutal frugality. Spending money is one of the greatest joys of our existence. Why tear it down? Also see my post just above.
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Old 09-18-14, 08:13 AM
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Originally Posted by basqueonacaad
I would only spend the money if you can check off the following boxes

1 - All my consumer debts (credit cards) are currently paid off
2 - I have six months of emergency funds (which can pay all bills) just in case my job goes south
3 - all school debt, medical bills, etc are paid off

If you can't check all these off, perhaps hold off and pay these debts down or save some emergency money first....the last thing you want to do is sell a 2k dollar plus bike for 1300 in order to survive a crisis.
Sorry, I can't hear you over the sound of my mortgage, home equity line, two car payments and credit cards... there's a TERRIBLE echo here in my completely hollow bank account.

Originally Posted by big chainring
$100 vintage Gitane road bike - Craigslist
$40 used shorts and jersey- ebay
$25 helmet from Costco.
Works for me. Its just a bike. Wheels, pedals, handlebar. The rider still has to supply the power.
I've had cheap helmets, and I've had nicer ones, and aside from vagaries of personal head shape, the nicer helmets are way more pleasant to wear and ride with. I'll wait for something to be on sale/clearance, but the super entry-level ones are not all that great to live with.

Used shorts... yeah, I somehow can't get myself to feel okay about it, even if they're washed repeatedly. I know, some folks are more sensible than I am, but while I'm not a huge fashion victim, that's kind of a bit beyond what I can manage.

On the old-school bike, you still do need to push the pedals and all that, but I also know that on my old steel dt shifted bike, I'm slower and less comfortable than on my newer one. Bear in mind, my "newer" bike is more than a decade old and is made out of aluminum... I'm not blowing money on the best and newest, but best-er and newest-er does have some advantages... same effort, get to see more stuff...
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Old 09-18-14, 08:21 AM
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LOL.....fiscal responsibility is not a popular topic in Amurica.
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Old 09-18-14, 08:22 AM
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I say no, you are not doing the right thing.

1) You apparently have minimal cycling experience. You don't even know if you will be riding in 6 months. Regardless of anyone else's standards, it sounds like for your it's a lot of scratch. How will you feel if 6 months from now you don't enjoy cycling, and are sitting on $4000 worth of gear?

2) As noted above, it sounds like your LBS is taking you for a ride. You could get everything you need, new, for less than $2000 without sacrificing functionality.

3) IMO you should never buy a bike you can't afford to replace. Bikes get broken, they crash, they get stolen.
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Old 09-18-14, 08:36 AM
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Originally Posted by Bacciagalupe
How will you feel if 6 months from now you don't enjoy cycling, and are sitting on $4000 worth of gear?
Well that's the problem. It's not $4000 worth of gear. It costs $4000.
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Old 09-18-14, 08:58 AM
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Originally Posted by rollcny
i don't think he hates america. I just think he doesn't understand america. If everyone adopted this truly responsible type of spending and credit management, the us would face the deepest economic depression it has ever seen, and the standard of living would plunge to barbaric limits, similar to germany or the netherlands.
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Old 09-18-14, 09:10 AM
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Originally Posted by big chainring
$100 vintage Gitane road bike - Craigslist
$40 used shorts and jersey- ebay
$25 helmet from Costco.
Works for me. Its just a bike. Wheels, pedals, handlebar. The rider still has to supply the power.
Used shorts and jersey? Live a little and get a pair of shorts without someone else's skid marks.
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Old 09-18-14, 09:58 AM
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Originally Posted by CNC2204
Specialized Bicycle Components



2015 SPECIALIZED TARMAC ELITE

2 pr RBX Pro bib shorts

2 racing jersys

LAZER HELIUM helmet

1 pr Elite road shoes

Shimano carbon pedals & cleats

carbon road pump

2 cages
No no no no no! This is a terrible deal.

Get a 2014 and save some money AND help out the LBS.
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Old 09-18-14, 10:08 AM
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Originally Posted by dalava
No no no no no! This is a terrible deal.

Get a 2014 and save some money AND help out the LBS.
That would be too sensible.
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Old 09-18-14, 10:11 AM
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Originally Posted by Bacciagalupe
I say no, you are not doing the right thing.

1) You apparently have minimal cycling experience. You don't even know if you will be riding in 6 months. Regardless of anyone else's standards, it sounds like for your it's a lot of scratch. How will you feel if 6 months from now you don't enjoy cycling, and are sitting on $4000 worth of gear?

2) As noted above, it sounds like your LBS is taking you for a ride. You could get everything you need, new, for less than $2000 without sacrificing functionality.

3) IMO you should never buy a bike you can't afford to replace. Bikes get broken, they crash, they get stolen.
Lots of sound advice here.....
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Old 09-18-14, 10:15 AM
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Originally Posted by LAJ
Why do you hate America?

LOL. I love America. I was indoctrinated in the school of frugality as taught by my father, a successful man who was reared with nothing.
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Old 09-18-14, 10:33 AM
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Originally Posted by basqueonacaad
I would only spend the money if you can check off the following boxes

1 - All my consumer debts (credit cards) are currently paid off
2 - I have six months of emergency funds (which can pay all bills) just in case my job goes south
3 - all school debt, medical bills, etc are paid off

If you can't check all these off, perhaps hold off and pay these debts down or save some emergency money first....the last thing you want to do is sell a 2k dollar plus bike for 1300 in order to survive a crisis.
Great advice and I'm in that exact situation, but I ended up getting a used bike and gear and spent less than $1k total. Why??? Because I couldn't ride any faster on a $4k bike than a used $1k bike lol.

Plus I just purchased my 3rd investment property and over the last 8 years have earned more than $400k in equity in those few years. I have a small 2 bd rental and the guy has the same mentality as the OP. He can afford it so why not.. This guy has a really nice car, 3 fancy road bikes, and a ton of toys. The all look really nice sitting in my garage as he continues to pay my mortgage for me while I earn a ton of money in equity. I so go for it and if you ever need a place to stay let me know
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Old 09-18-14, 10:49 AM
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Since you are lumping the bike in with the gear and the Sales Tax, it is hard to show the actual value. I'd never include the accessories/gear which are basically worthless upon buying them (worthless in resale I mean).

It does seem a little high for a 105 bike, you are certainly paying more for the Specialized name.

I just picked up my 2015 Felt Z3 with full Ultegra this past Sunday. It was $2999 but I also got pretty much what I paid for my 2014 Felt Z5 in trade. Honestly it would be very hard to 'feel' the difference between 2015 105 and Ultegra. Luckily my LBS in in New Hampshire which doesn't have Sales Tax.

I have just picked up some gear recently on the end of season closeouts from my LBS and Amazon (Amazon is running a great special on riding gear, up to 20-25% off based on what you buy). I got 2 pair PI Attack Shorts, 2 PI Attack Jerseys, Gore Knee-warmers, Gore turtleneck base layer, Gore Gloves, and a Gore Bike Cap for about $300 (perhaps a little less). I absolutely love the Gore wear and I believe it will extend my season by at least a month or two (earlier spring and later fall).
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Old 09-18-14, 10:59 AM
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Last edited by CNC2204; 09-19-14 at 06:41 AM.
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Old 09-18-14, 11:05 AM
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Originally Posted by CNC2204
forums, how does that work ...lol.

One guy said i dont know if i'll be riding 6 months from now ... really ? How did you come up with that ?


The few good posts i got make this thread worthy but some of you guys need to get out more ...
Are you in Canada? Just curious based on the tax you paid.
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Old 09-18-14, 11:09 AM
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Last edited by CNC2204; 09-19-14 at 06:41 AM.
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Old 09-18-14, 12:20 PM
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Nice bike. Ride it in good health.
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Old 09-18-14, 02:47 PM
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Last edited by CNC2204; 09-19-14 at 06:42 AM.
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Old 09-18-14, 03:41 PM
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Originally Posted by CNC2204
forums, how does that work ...lol.

One guy said i dont know if i'll be riding 6 months from now ... really ? How did you come up with that ?


The few good posts i got make this thread worthy but some of you guys need to get out more ...
Yet you posted on a forum with a thread title suggesting you wanted advice on your purchase. The cheap shot someone posted aside, why get defensive when multiple people say you are overpaying? Just make the title of the thread more to what you meant or list what you are buying and don't include the price.
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Old 09-18-14, 03:58 PM
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Originally Posted by CNC2204
The few good posts i got make this thread worthy but some of you guys need to get out more ...
Here's the way the 41 works. 50% are jealous. The other 50% want to tell everyone else how to spend their money.
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