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Search: Posts Made By: rpenmanparker
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Forum: Road Cycling
04-14-17, 10:14 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

Some insurance doesn't sell itself, because of...

Some insurance doesn't sell itself, because of the statistical distribution of intelligence in the human population. I have always sought out the insurance that I NEEDED (everything but long term)...
Forum: Road Cycling
04-13-17, 07:19 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

As I said, nobody loses providing you get the...

As I said, nobody loses providing you get the protection you paid for.
Forum: Road Cycling
04-13-17, 06:57 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

And this is the same misunderstanding about...

And this is the same misunderstanding about immediate annuities. You don't win if you live 40 years more. You don't lose if you die tomorrow. In each case you got what you paid for, guaranteed income...
Forum: Road Cycling
04-13-17, 06:37 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

Nobody loses on insurance. Nobody wins. You...

Nobody loses on insurance. Nobody wins. You aren't buying a specific compensation that you may or may not receive. You are buying the protection and peace of mind. If you in fact received the...
Forum: Road Cycling
04-12-17, 06:22 PM
Replies: 90
Views: 49,284
Posted By rpenmanparker

The cash balance wouldn't have incurred a credit...

The cash balance wouldn't have incurred a credit card fee in any case. The 4.7% is likely a sum of the about 3% credit card fee and the currency conversion fee. I suspect you had to pay the...
Forum: Road Cycling
04-12-17, 04:26 PM
Replies: 90
Views: 49,284
Posted By rpenmanparker

If you paid cash, they would never have made you...

If you paid cash, they would never have made you pay a fee no matter what you called the transaction. If you paid by credit card, you did pay a fee. Done and done. The only reason you think you...
Forum: Road Cycling
04-12-17, 01:58 PM
Replies: 90
Views: 49,284
Posted By rpenmanparker

I don't think so. As I understand it the frame...

I don't think so. As I understand it the frame has a BB30 bottom bracket, not BBright. And I bet the bottom bearing on the headset is 1 1/2", not 1 3/8". Without the BBright and 1 3/8" lower...
Forum: Road Cycling
04-12-17, 11:52 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

Somebody has to pay if a credit card is involved,...

Somebody has to pay if a credit card is involved, gift or not. Correct me if I'm wrong, but you only escape the fee if you pay cash. If you use a card, and the merchant doesn't pay the fee, you do....
Forum: Road Cycling
04-12-17, 11:48 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

Thanks for taking the trouble. The Earth is once...

Thanks for taking the trouble. The Earth is once more spinning properly on its axis.
Forum: Road Cycling
04-12-17, 06:30 AM
Replies: 90
Views: 49,284
Posted By rpenmanparker

Very nice OP. I hope you can ride it safely and...

Very nice OP. I hope you can ride it safely and happily for a long time. I am puzzled how you got the weight that low without resorting to any really light components. Are there pedals attached for...
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