Who has separate bicycle insurance?
11-16-20, 10:09 AM
#26
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Insurance is basically a regulated financial service. There's an old story, that a visitor from overseas was taking a tour of New York City. The guide took him past the boat docks: "These are the docks where the bankers have their yachts. And these over here are the docks where the stockbrokers have their yachts."
The visitor asked: "Where are the yachts belonging to their customers?"
The visitor asked: "Where are the yachts belonging to their customers?"
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11-16-20, 05:11 PM
#27
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Insurance
I keep my antique and collectible bicycles in a 20ft. shipping container, locked up with a puck lock. I also have a WiFi camera, that is connected to my cell phone, with an audible outdoor alarm.
Last edited by GiovanniLiCalsi; 11-16-20 at 08:42 PM. Reason: Error
11-17-20, 11:36 AM
#28
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I'm another one who feels insurance just isn't worth the money. You are typically dollars ahead if you save the money rather than giving it to an insurance company.
Extended warranties are really nothing more than pre-paying for your repairs. Little question they don't pay for themselves.
Extended warranties are really nothing more than pre-paying for your repairs. Little question they don't pay for themselves.
11-17-20, 12:18 PM
#29
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If this is OT, I’ll start a new thread.
Liability insurance involving a pedestrian or another bicycle.
If a cyclist hits someone else and that person is injured, is it a homeowners/renters insurance issue?
Should there be a separate rider on the policy?
Is a separate liability policy recommended?
John
Liability insurance involving a pedestrian or another bicycle.
If a cyclist hits someone else and that person is injured, is it a homeowners/renters insurance issue?
Should there be a separate rider on the policy?
Is a separate liability policy recommended?
John
11-17-20, 12:40 PM
#30
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I just checked my insurance and it sucks. my deductible means I would have to replace my bike out of pocket before insurance kicks in if it was stolen out of my garage. I keep my garage closed but bike thefts have been pretty rampant lately, including some break-ins.
11-17-20, 01:24 PM
#31
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I just checked my insurance and it sucks. my deductible means I would have to replace my bike out of pocket before insurance kicks in if it was stolen out of my garage. I keep my garage closed but bike thefts have been pretty rampant lately, including some break-ins.
11-17-20, 03:06 PM
#32
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I just checked my insurance and it sucks. my deductible means I would have to replace my bike out of pocket before insurance kicks in if it was stolen out of my garage. I keep my garage closed but bike thefts have been pretty rampant lately, including some break-ins.
11-17-20, 03:16 PM
#33
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maybe for some people I know who have more bikes, and more expensive ones. I could afford to replace my bike(s) if stolen. it would just be a huge bummer.
