Go Back  Bike Forums > Bike Forums > Touring
Reload this Page >

I do Recommend a RFID Travel Wallet for Bike Touring!!!

Notices
Touring Have a dream to ride a bike across your state, across the country, or around the world? Self-contained or fully supported? Trade ideas, adventures, and more in our bicycle touring forum.

I do Recommend a RFID Travel Wallet for Bike Touring!!!

Old 04-21-16, 10:27 AM
  #1  
Banned.
Thread Starter
 
Join Date: Jul 2015
Location: Riverside, CA
Posts: 898

Bikes: Surly LHT 26in 52cm 2008

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
I do Recommend a RFID Travel Wallet for Bike Touring!!!

I do Recommendif your taken a Credit Card with RFID Chipto get a
REI RFID lightweight wallet or REI RFID Credit Card Shield sleeve!!!

Please becareful with your Credit Card with RFID Chip!!!

My Questionis should i tell my Bank I am Traveling on a Touring Bicycle,
Amtrak Train, Greyhound Bus???


Someone Stole my Credit Card INFO from my Bank of America Credit Card with RFID chip
and charged my card in Tennessee $4.70 and try to Charge $89.00 in Wash DC!... and
i had Bank of America close my Credit Card.. and Bank of America had to make a new
Visa Credit card to me.. and i had to go to Bank of America for a temporary Visa debit card
and on may 3rd i get on Greyhound bus to Myrtle Beach, SC to see my MOM
Biketouringhobo is offline  
Old 04-21-16, 10:43 AM
  #2  
imi
aka Timi
 
imi's Avatar
 
Join Date: Feb 2009
Location: Gothenburg, Sweden
Posts: 3,237

Bikes: Bianchi Lupo (touring) Bianchi Volpe (commuter), Miyata On Off Road Runner

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 159 Post(s)
Liked 128 Times in 98 Posts
Originally Posted by Biketouringhobo
My Questionis should i tell my Bank I am Traveling on a Touring Bicycle,
Amtrak Train, Greyhound Bus???
I would ring my bank immediately, and tell them exactly what has happened.
Why would you not want to tell them you are travelling?
imi is offline  
Old 04-21-16, 10:49 AM
  #3  
Banned.
Thread Starter
 
Join Date: Jul 2015
Location: Riverside, CA
Posts: 898

Bikes: Surly LHT 26in 52cm 2008

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by imi
I would ring my bank immediately, and tell them exactly what has happened.
Why would you not want to tell them you are travelling?


I called into Bank of America to Check my Balance and it put me on hold for credit card fraud dept and
Bank of America told me
Biketouringhobo is offline  
Old 04-21-16, 10:52 AM
  #4  
imi
aka Timi
 
imi's Avatar
 
Join Date: Feb 2009
Location: Gothenburg, Sweden
Posts: 3,237

Bikes: Bianchi Lupo (touring) Bianchi Volpe (commuter), Miyata On Off Road Runner

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 159 Post(s)
Liked 128 Times in 98 Posts
Have you been assured that the card is blocked?
AFAIK they will investigate and the $93.70 will be returned to your account.
imi is offline  
Old 04-21-16, 11:00 AM
  #5  
Senior Member
 
Join Date: Apr 2009
Location: New Rochelle, NY
Posts: 38,658

Bikes: too many bikes from 1967 10s (5x2)Frejus to a Sumitomo Ti/Chorus aluminum 10s (10x2), plus one non-susp mtn bike I use as my commuter

Mentioned: 140 Post(s)
Tagged: 1 Thread(s)
Quoted: 5763 Post(s)
Liked 2,537 Times in 1,404 Posts
A bit of mythology surrounds the so-called RFID chips being integrated into credit cards today.

While it's true that credit cards played with RFID chips in the past, that doesn't apply to the current card chip. RFID cards are the type that you waved past the terminal's receiver without actually swiping or making contact. They usually didn't have a visible chip, and instead had the a small wifi symbol printed in front.

The current chip enabled card with the visible chip does not use RFID, and the chip is contact enabled, meaning that it must make contact with terminals inside the reader to transmit data (which, BTW, is encrypted). This is why the chip is exposed on the face of the card, rather than safely embedded inside.

So RFID is a misnomer (mythnomer) when describing these newer cards being (finally) phased in in the USA after successful trials in Europe for about 3 decades.

As for the OP's stolen data, no doubt it was stolen, but probably the old fashioned way by hacking a vendor computer, or picking through the garbage for sales slips. Ir's expected (hoped?) that chip cards will reduce the amount of fraud because they are much harder to clone, but there's still the issue of non-swipe sales. I expect that down the road, security there will be upgraded to require a secure exchange of some kind of password or ID confirmation.
__________________
FB
Chain-L site

An ounce of diagnosis is worth a pound of cure.

Just because I'm tired of arguing, doesn't mean you're right.

“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN

WARNING, I'm from New York. Thin skinned people should maintain safe distance.
FBinNY is offline  
Old 04-21-16, 11:08 AM
  #6  
Banned
 
Join Date: Jun 2010
Location: NW,Oregon Coast
Posts: 43,598

Bikes: 8

Mentioned: 197 Post(s)
Tagged: 0 Thread(s)
Quoted: 7607 Post(s)
Liked 1,355 Times in 862 Posts
I like the security of a Money belt , on tour, now, worn under my clothing all the time , for old fashioned Pocket picking.



Yes, I Have a friend, who had trouble renting a car in Hawaii because of the heightened security consciousness of her bank

I believe She told the local Branch of travel plans But that information was not transmitted satisfactorily Interstate.


My Local Credit Union called me on the Phone and asked have you been to Brooklyn this week? (I said not since 1969)

they voided a charge made to my Debit card, And sent me another card with a different Number ..

Last edited by fietsbob; 04-21-16 at 11:12 AM.
fietsbob is offline  
Old 04-21-16, 11:09 AM
  #7  
imi
aka Timi
 
imi's Avatar
 
Join Date: Feb 2009
Location: Gothenburg, Sweden
Posts: 3,237

Bikes: Bianchi Lupo (touring) Bianchi Volpe (commuter), Miyata On Off Road Runner

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 159 Post(s)
Liked 128 Times in 98 Posts
Good info FBinNY, didn't know that.

Here in Sweden hardly anyone uses cash anymore. We've even got restaurants and bars in town that only accept cards.
Cards have a chip and a four digit pin code, so the magnetic stripe is still there but not swiped.

My card has a "Region Block" to open and close it for different global regions (continents) set through my internet bank.

Last edited by imi; 04-21-16 at 11:12 AM.
imi is offline  
Old 04-21-16, 11:23 AM
  #8  
Banned.
Thread Starter
 
Join Date: Jul 2015
Location: Riverside, CA
Posts: 898

Bikes: Surly LHT 26in 52cm 2008

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by FBinNY
A bit of mythology surrounds the so-called RFID chips being integrated into credit cards today.

While it's true that credit cards played with RFID chips in the past, that doesn't apply to the current card chip. RFID cards are the type that you waved past the terminal's receiver without actually swiping or making contact. They usually didn't have a visible chip, and instead had the a small wifi symbol printed in front.

The current chip enabled card with the visible chip does not use RFID, and the chip is contact enabled, meaning that it must make contact with terminals inside the reader to transmit data (which, BTW, is encrypted). This is why the chip is exposed on the face of the card, rather than safely embedded inside.

So RFID is a misnomer (mythnomer) when describing these newer cards being (finally) phased in in the USA after successful trials in Europe for about 3 decades.

As for the OP's stolen data, no doubt it was stolen, but probably the old fashioned way by hacking a vendor computer, or picking through the garbage for sales slips. Ir's expected (hoped?) that chip cards will reduce the amount of fraud because they are much harder to clone, but there's still the issue of non-swipe sales. I expect that down the road, security there will be upgraded to require a secure exchange of some kind of password or ID confirmation.
my bank card had a RFID chip!!

RFID Chip

Attached Images
File Type: jpg
credit-card-chip-600.jpg (90.2 KB, 13 views)
File Type: jpg
credit-card-rfid-chip-2.jpg (32.0 KB, 13 views)
Biketouringhobo is offline  
Old 04-21-16, 11:40 AM
  #9  
Senior Member
 
Join Date: Dec 2005
Location: Southern Calif
Posts: 587
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 93 Post(s)
Liked 35 Times in 21 Posts
The gold rectangle is the contact patch for the embedded chip.
Secret Squirrel is offline  
Old 04-21-16, 11:51 AM
  #10  
Banned.
Thread Starter
 
Join Date: Jul 2015
Location: Riverside, CA
Posts: 898

Bikes: Surly LHT 26in 52cm 2008

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Please watch this video

https://youtu.be/HoehfWeErnM
Biketouringhobo is offline  
Old 04-21-16, 11:56 AM
  #11  
Banned.
Thread Starter
 
Join Date: Jul 2015
Location: Riverside, CA
Posts: 898

Bikes: Surly LHT 26in 52cm 2008

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by FBinNY

As for the OP's stolen data, no doubt it was stolen, but probably the old fashioned way by hacking a vendor computer, or picking through the garbage for sales slips. Ir's expected (hoped?) that chip cards will reduce the amount of fraud because they are much harder to clone, but there's still the issue of non-swipe sales. I expect that down the road, security there will be upgraded to require a secure exchange of some kind of password or ID confirmation.
also i always use debit with 4#-pin and last place i shopped on the web with REI and
Amazon and when i use the City Bus, Light Rail Train in Oceanside, CA i try to sit alone
Biketouringhobo is offline  
Old 04-21-16, 12:28 PM
  #12  
Senior Member
 
jefnvk's Avatar
 
Join Date: Apr 2015
Location: Metro Detroit/AA
Posts: 8,207

Bikes: 2016 Novara Mazama

Mentioned: 63 Post(s)
Tagged: 0 Thread(s)
Quoted: 3640 Post(s)
Liked 81 Times in 51 Posts
I've had non-RFID card numbers stolen. Still don't know how.

Unless you regularly have our wallet withing a few inches of other people, it is unlikely the RFID is the sole cause of your problems. The only RFID card I ever had wouldn't activate until nearly on top of the reader. Not to say it can't happen, but putting NFC phones up to people's butts is far more obvious than collecting the data in other manners.
jefnvk is offline  
Old 04-21-16, 12:43 PM
  #13  
imi
aka Timi
 
imi's Avatar
 
Join Date: Feb 2009
Location: Gothenburg, Sweden
Posts: 3,237

Bikes: Bianchi Lupo (touring) Bianchi Volpe (commuter), Miyata On Off Road Runner

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 159 Post(s)
Liked 128 Times in 98 Posts
Originally Posted by Biketouringhobo
Please watch this video

https://youtu.be/HoehfWeErnM
That was interesting, thanks Biketouringhobo.

I'm lucky though, I keep my cards under my tin foil hat!
imi is offline  
Old 04-21-16, 12:44 PM
  #14  
Sunshine
 
mstateglfr's Avatar
 
Join Date: Aug 2014
Location: Des Moines, IA
Posts: 16,604

Bikes: '18 class built steel roadbike, '19 Fairlight Secan, '88 Schwinn Premis , Black Mountain Cycles Monstercross V4, '89 Novara Trionfo

Mentioned: 123 Post(s)
Tagged: 0 Thread(s)
Quoted: 10947 Post(s)
Liked 7,473 Times in 4,181 Posts
Originally Posted by Biketouringhobo
[h=2]I do Recommend a RFID Travel Wallet for Bike Touring!!![/h]
I do Recommendif your taken a Credit Card with RFID Chipto get a
REI RFID lightweight wallet or REI RFID Credit Card Shield sleeve!!!

Please becareful with your Credit Card with RFID Chip!!!
Wouldnt this advice apply to life in general if it applies to bike touring?
I come into contact with 10x more people daily than I do when riding country roads with a loaded bike.
mstateglfr is offline  
Old 04-21-16, 03:37 PM
  #15  
Senior Member
 
Join Date: Jun 2003
Posts: 16,771
Mentioned: 125 Post(s)
Tagged: 0 Thread(s)
Quoted: 1454 Post(s)
Liked 85 Times in 40 Posts
Originally Posted by FBinNY
A bit of mythology surrounds the so-called RFID chips being integrated into credit cards today.

While it's true that credit cards played with RFID chips in the past, that doesn't apply to the current card chip. RFID cards are the type that you waved past the terminal's receiver without actually swiping or making contact. They usually didn't have a visible chip, and instead had the a small wifi symbol printed in front.

The current chip enabled card with the visible chip does not use RFID, and the chip is contact enabled, meaning that it must make contact with terminals inside the reader to transmit data (which, BTW, is encrypted). This is why the chip is exposed on the face of the card, rather than safely embedded inside.

So RFID is a misnomer (mythnomer) when describing these newer cards being (finally) phased in in the USA after successful trials in Europe for about 3 decades.

As for the OP's stolen data, no doubt it was stolen, but probably the old fashioned way by hacking a vendor computer, or picking through the garbage for sales slips. Ir's expected (hoped?) that chip cards will reduce the amount of fraud because they are much harder to clone, but there's still the issue of non-swipe sales. I expect that down the road, security there will be upgraded to require a secure exchange of some kind of password or ID confirmation.
This might be so in America because the technology is so antiquated there, but it doesn't apply in other places around the world. RFID chips are incorporated into cards here in Australia, and contact is NOT required with readers to make a transaction.

PayWave is the commercial name for this method of transaction. The spend limit without using a personal identification number is $100. Over that amount, and the reader will require a PIN to complete the transaction.

This is an international forum, and what applies in America with what is basically outdated credit card technology does not necessarily apply elsewhere.

The response from the card and how far away it is held from the reader depends on the power of the signal from the unit, not the card.

I have been using a protected wallet when travelling for several years now.

As to letting the bank letting banks know you are travelling, in a big country such as the US with many states, it would seem to be prudent management to let the bank know, especially if there appear to have been recent unauthorised transactions on an account.

Certainly, the my financial institutions like to know if I am travelling overseas, although Australia is "small" enough not to need that notification when travelling internally.
Rowan is offline  
Old 04-21-16, 04:56 PM
  #16  
Senior Member
 
Join Date: Jul 2011
Posts: 2,441
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 33 Post(s)
Likes: 0
Liked 4 Times in 3 Posts
So where are all the RFIDs found? I thought we were supposed to be trackable by our cards so we could be offered certain deals. Not that it ever happens that I am, but then I don't normally carry a phone or any of that jazz.
MassiveD is offline  
Old 04-21-16, 06:45 PM
  #17  
Senior Member
 
Join Date: Apr 2009
Location: New Rochelle, NY
Posts: 38,658

Bikes: too many bikes from 1967 10s (5x2)Frejus to a Sumitomo Ti/Chorus aluminum 10s (10x2), plus one non-susp mtn bike I use as my commuter

Mentioned: 140 Post(s)
Tagged: 1 Thread(s)
Quoted: 5763 Post(s)
Liked 2,537 Times in 1,404 Posts
Originally Posted by Biketouringhobo
my bank card had a RFID chip!!...
Yes it does, as evidenced by the wifi symbol, not the exposed chip.

I posted because so many people are confusing the new chip enabled cards for RFIDcards. I believe I described the difference accurately. It's two distinct technologies, and I suspect that the issuers will be moving from RFID cards because that technology is so porous.

About 2 years ago one of my banks gave me an RFID card, which I immediately cut into pieces and asked for a plain or chip card, which they sent.
__________________
FB
Chain-L site

An ounce of diagnosis is worth a pound of cure.

Just because I'm tired of arguing, doesn't mean you're right.

“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN

WARNING, I'm from New York. Thin skinned people should maintain safe distance.
FBinNY is offline  
Old 04-21-16, 06:46 PM
  #18  
Senior Member
 
Join Date: Apr 2009
Location: New Rochelle, NY
Posts: 38,658

Bikes: too many bikes from 1967 10s (5x2)Frejus to a Sumitomo Ti/Chorus aluminum 10s (10x2), plus one non-susp mtn bike I use as my commuter

Mentioned: 140 Post(s)
Tagged: 1 Thread(s)
Quoted: 5763 Post(s)
Liked 2,537 Times in 1,404 Posts
Originally Posted by MassiveD
So where are all the RFIDs found? I thought we were supposed to be trackable by our cards so we could be offered certain deals. Not that it ever happens that I am, but then I don't normally carry a phone or any of that jazz.
Look at the photo of the OPs card. the small symbol, (not the exposed chip contacts) means it's RFID, and it's those that aren't secure.
__________________
FB
Chain-L site

An ounce of diagnosis is worth a pound of cure.

Just because I'm tired of arguing, doesn't mean you're right.

“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN

WARNING, I'm from New York. Thin skinned people should maintain safe distance.
FBinNY is offline  
Old 04-22-16, 04:25 AM
  #19  
Senior Member
 
indyfabz's Avatar
 
Join Date: Jan 2010
Posts: 39,212
Mentioned: 211 Post(s)
Tagged: 1 Thread(s)
Quoted: 18397 Post(s)
Liked 15,485 Times in 7,316 Posts
Originally Posted by FBinNY
Look at the photo of the OPs card. the small symbol, (not the exposed chip contacts) means it's RFID, and it's those that aren't secure.

I must say I am confused. Those both look like stock photos of two different cards.

Lookie what I found on the Internets:

https://1.bp.blogspot.com/-n-87y7fDF...-visa-logo.jpg

The second photo is from this blog:

Debugging Dogma and Doctrine: RFID, Real I.D. Act, HAARP and Lightning on the Vatican?is it all leading up to Revelation 13:16-18 and the Mark of the Beast?

And here is the photo of the first card:

https://milecards.com/6084/3-full-chi...-with-no-fees/

Off for a three day trip. Have a good weekend.

Last edited by indyfabz; 04-22-16 at 04:46 AM.
indyfabz is offline  
Old 04-22-16, 06:25 AM
  #20  
Senior Member
 
mulveyr's Avatar
 
Join Date: Feb 2010
Location: In the wilds of NY
Posts: 1,572

Bikes: Specialized Diverge, Box Dog Pelican, 1991 Cannondale tandem

Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 41 Post(s)
Liked 11 Times in 4 Posts
Originally Posted by indyfabz
I must say I am confused. Those both look like stock photos of two different cards.

Lookie what I found on the Internets:

https://1.bp.blogspot.com/-n-87y7fDF...-visa-logo.jpg

The second photo is from this blog:

Debugging Dogma and Doctrine: RFID, Real I.D. Act, HAARP and Lightning on the Vatican?is it all leading up to Revelation 13:16-18 and the Mark of the Beast?

And here is the photo of the first card:

11 Chip + PIN credit cards with no foreign fees | MileCards.com

Off for a three day trip. Have a good weekend.
Yup, definitely stock photos.

FWIW, I've had to get my credit cards replaced nearly every single year for at least six years now, and only the last one was a chip card, and none of the other ones were RFID. They were all compromised by the various Target, Home Depot, Marshalls, etc. hacks. While actual RFID cards do present a small risk, in reality people are waaaaay more likely to have their card info stolen from retailers--and we have absolutely no control over that, other than opting not to use credit cards at all.
__________________
Knows the weight of my bike to the nearest 10 pounds.
mulveyr is offline  
Old 04-22-16, 07:24 AM
  #21  
djb
Senior Member
 
Join Date: Jul 2010
Location: Montreal Canada
Posts: 13,210
Mentioned: 33 Post(s)
Tagged: 0 Thread(s)
Quoted: 2735 Post(s)
Liked 969 Times in 792 Posts
re travelling, only a couple of years ago I travelled to another country, let my credit card company know, gave them the dates, only to find after the first couple of times using my credit card that it was blocked. After spending lengthly time making phone calls, finally spoke with the right person only to find out that even with my advance notice, the card was flagged because of use in another country.

They said it was standard operating procedure, and I get it, but ultimately it pretty much makes the point of contacting your credit card company beforehand basically a waste of time if one hand doesnt talk to the other hand in their fraud dept...
In my case , the delay and not being able to use the card was not a major problem, ie it didnt impede my travels, it was however a pain in the keester and I was lucky to have access to home phones to spend all the time on hold and being transferred from one dept to another, but it did piss me off given that I had done all the proper informing specifically to avoid this.

bottom line, be aware that this could very well happen, so have backup cash in place so you aren't really in a pickle somewhere.
djb is offline  
Old 04-22-16, 01:25 PM
  #22  
Senior Member
 
Join Date: Aug 2011
Posts: 1,247
Mentioned: 5 Post(s)
Tagged: 0 Thread(s)
Quoted: 138 Post(s)
Likes: 0
Liked 17 Times in 16 Posts
Cash can't be hacked and cash will still be usable when the power grid goes down. Hence why I don't mess with credit or debit cards. KISS!
bikenh is offline  
Old 04-22-16, 01:43 PM
  #23  
Senior Member
 
alan s's Avatar
 
Join Date: Oct 2007
Location: Washington, DC
Posts: 6,977
Mentioned: 16 Post(s)
Tagged: 0 Thread(s)
Quoted: 1496 Post(s)
Liked 189 Times in 128 Posts
Originally Posted by Biketouringhobo
Someone Stole my Credit Card INFO from my Bank of America Credit Card with RFID chip
and charged my card in Tennessee $4.70 and try to Charge $89.00 in Wash DC!
Sorry about that. Those dang DOD screwdrivers are so expensive!
alan s is offline  
Old 04-22-16, 02:00 PM
  #24  
Senior Member
 
mulveyr's Avatar
 
Join Date: Feb 2010
Location: In the wilds of NY
Posts: 1,572

Bikes: Specialized Diverge, Box Dog Pelican, 1991 Cannondale tandem

Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 41 Post(s)
Liked 11 Times in 4 Posts
Originally Posted by bikenh
Cash can't be hacked and cash will still be usable when the power grid goes down. Hence why I don't mess with credit or debit cards. KISS!
As someone who has dealt with several ice storms lasting days... don't count on it. When the point of sales terminals go down, stores often won't deal with cash, either.
__________________
Knows the weight of my bike to the nearest 10 pounds.
mulveyr is offline  
Old 04-22-16, 02:47 PM
  #25  
imi
aka Timi
 
imi's Avatar
 
Join Date: Feb 2009
Location: Gothenburg, Sweden
Posts: 3,237

Bikes: Bianchi Lupo (touring) Bianchi Volpe (commuter), Miyata On Off Road Runner

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 159 Post(s)
Liked 128 Times in 98 Posts
I do Recommend a RFID Travel Wallet for Bike Touring!!!

ATM's can eat cards as well...

Particularly on a friday evening when the banks open on monday... in the middle of Asia somewhere... :/
imi is offline  

Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.