Since most of my bikes cost sub 35$ and I do all my own maintanence, my maintanence costs on my bikes runs to about 200$ a year (I have multiple bikes and I keep them up). Cycle specific clothing is cheap, I bought all mine at local thrifts. I can buy a decent bike for the price of a tank of gas for my little Subaru wagon and get the bike running for about the cost of another tank. That means about 400 miles and the bike is paid for.