You have to consider what you have to pay for your own Harley, chopped up, customized, and spanking shiny (assuming you want one like I do). I think it's going well beyond 20G which I would never be able to pay in any form ... other than slavery.
Compared to that, customized bicycles are quite reasonable; actually bordering cheap if you consider the expected revenue that builders get. (Not to mention the parking fee and the insurance. I could bring it up to my room for ultimate protection.)