Yeah, the cheap stuff that you buy today is better than the expensive clothing that rich oil riggers wore on the North Slope in the 1970s. And that was better than what polar explorers and mountaineers wore in the 1950s. I have a winter coat that I bought at Kmart for about $40. It's an outer shell of windproof microfiber with a lining of some kind of Polar fleece--very high tech 4 or 5 years ago and very cheap now. That thing keeps me warm when I'm walking down to 20 deg, and down to about 10 deg when I'm riding--with nothing but a T-shirt underneath. It's also comfy unzipped at 45 deg. Amazing!