When I purchased my bike via mail order ( I could not afford a quality cf frame from a bike shop, sorry lbs guys. I get everything else from my lbs though), I had my lbs assemble it. I also paid and additional $20 for a bike fit. Granted, I broke in a new saddle on a multi-day event and became very saddle sore, but that was not the fault of the fit. It was my muel-headed unwillingness to give up the new saddle.
I was advised that I would make micro adjustments as my riding style developed. I swapped out for a longer, carbon seat post and a stem with more rise to compensate for the longer seat post. And to illustrate the point about the saddle problem, I swapped out my saddle for a San Marco Aside (an ever harder, flatter saddle then the original).
Tell ya' this. It was the best darn $20 I ever spent.