Thdave, being a Breezer fan, reminded me of a bike that was conspicuously absent from my list; the Breezer Finesse. That rack would have to be replaced since I would need to carry panniers, but otherwise it's darn near perfect (on paper anyway.) The problem with the Finesse, and the Civia Hyland, is that they both retail for over $2K here in Canada. Plus I would have to travel to see the Finesse since no one carries Breezers around here. Nevertheless I want to keep my options open. Thanks for the replies so far!