No mention, yet, of fenders. Very helpful to make a wet ride more tolerable.
I try to avoid wet rides but do keep fenders on the bike much of the time. The front fender is easier to remove than the rear and is taken off if there is little or no chance of rain. The rear fender comes off for extended dry forecasts. Fenders are more tolerable if they can be mounted so that they are easy to remove.
A water-resistant jacket is a good thing to have on hand, too, if there is a chance of rain.