I jhave to ride in the rain but never with fenders. It's only a morning ride so whats 4 hours of getting a streak up the back if you have a waterproof on.
Now if I was commuting- it might be a different matter.
Rain is difficult to photograph but attached is a shot of the worst storm I have ever ridden in- That is not a blurred picture- its is the rain
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How long was I in the army? Five foot seven.
Spike Milligan