Hi all,
I will use my MEC cycling windbreaker shell (water resistent) jacket for my next ride and I will ride with two wool layers. Being wet/damp and warm is okay rather than being wet/damp and cold.
Kccommuter, my clothes were dry, I just needed to wear both layers (at least I think that was the problem)
Noglider, my feet were only cold on the morning ride to work, on the return they were okay. Nothing that was uncomfortable.
Its my torso that was the problem on the return ride in. I guess I just need to experiment more.