The problem is that your body acclimates to your area. When I lived in Chicago I was in a tee shirt when it hit 50 now I need a sweater at 70. But then I can ride at 95 and 80% humidity. The bottom line for me is a prefer warmer climate to colder and this is no fun.
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The problem with the gene pool is that there is no lifeguard and the shallow end is much too large
2013 Noah RS