I'd go with the 2008 Schwinn Madison, only because I own one and it has never let me down, not once, I did upgrade a few parts but only because I wanted to, I know guys that ride them stock and say the same.
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You see, their morals, their code...it's a bad joke, dropped at the first sign of trouble. They're only as good as the world allows them to be. I'll show you. When the chips are down, these...These "civilized" people...they'll eat each other. See, I'm not a monster. I'm just ahead of the curve