Originally Posted by bigskymacadam
they'll want to settle as soon as they can and will make you and offer for pain and suffering. this locks them out of paying out more if you sue the insurance company. if you're not injured badly (i haven't read your previous post) you could take a settlement now knowing that's all you'll get.
They offered me $700 pain and suffering and $1000 medical, I figured I'd hold out until the soreness in my back and neck clear up and maybe some xrays.