btw if you are moving to SF then you will definitely want more than the 3 gears on that Swobo. in that case the hydraulic disc brakes on the Seek 0 might be worth it.
the Fusion could also be a good idea if you want integrated lights and all that.
I just picked up a Trek Soho, which I am liking quite a bit. it has internal gears and brakes. best thing is it has a carbon belt instead of a chain, so it's basically a maintenance-free bike!