Arent all formulas sealed? The windsor stock wheelset If you are referring to the stock wheelset that came with your windsor, I have basically the same on my stock kilo (soon to be replaced) and I agree, they spin so strenuously. Even after I carefully overhauled the bearings and adjusted the cones, they lose momentum so much faster than my friend's sealed formulas.

edit: This thread is kinda pointless. Phil wood hubs are pricey because they are bombproof with the most clearly well thought-out design. If you buy wheelsets without plans for later reusing the hubs for different wheel builds, just get formulas or surlys. But if you are interested in rebuilding different wheels and keeping your hubs indefinitely its probably a good idea to invest in phils. I agree with comments that a common hipster rider will not be bothered by the sealed bearing difference between formulas and phil woods while riding.