Even though I have already admitted to listening while riding one of my biggest fears I question is; if I get hit by a car while on my bike, with earbuds in, how much of my legal rights am I going to lose? If a cop shows up to the scene and I'm laying there in the street with my earbuds in I would think that could effect the outcome legally. "Oh well here's the problem. He had earbuds in and didn't hear you. You're free to go John Q. Cager. This is obviously the biker's fault.".