My suggestion is to ride as many bikes as possible within a certain price range. I had to look up all the bikes you listed and the one that stuck out was the Trek Belleville. Except for the 3 speed rear hub it looks like everything else should work fine. However, don't get to caught up just yet into what you want.
The first bike is the one you learn on. You will learn what kind of riding you are doing, will do, and want to do. If you know something about bikes look into craigslist or see if any LBS sell used or you have a bike coop in your area. I wouldn't spend a lot of money (all relative of course), but you need some experience in the saddle. Without knowing the area you are moving to its hard to say how many gears you may or may not need. If you are talking about all short distances (3 miles or so) almost any bike would work fine.
I think you could find an early to mid 90's MTB bike or hybrid type bike for around a $100 or so. Racks, Fenders, chain gaurd wouldn't be that expensive (depending on what you get). Lighting is going to depend on whether you want "to see" or "to be seen" type. Though they tended to be a bit heavy, they rode nicely, were bomb-proof, and all around pretty comfortable IMHO.
My opinion would be to get something cheap so you get some experience. From their you may decide you want more or less gears, a lighter bike or something that feels more solid, more or less hand positions, more relaxed or aggressive geometry, go off road or stay on pavement, ride longer or just around the neighborhood, etc, etc, etc...