A lot of my older brother's friends are still in school to get their Masters or MBA's because it's better than looking for a job in this economy. From what I have heard, especially from some friends, staying in school is the best bet I have. Unfortunately, I will be turning 24 this late spring. As someone noted above (Yaniel), loans and stuff decrease dramatically for anyone over 24. That in itself is pretty lame but I understand the policy since other students (incoming freshman for example) could be much worse off than I am in terms of finance for schooling.