EKW - PM with other questions or do it in this thread - I'll stay connected to it

another bit of weirdness is the front end/edge of the rear fender. I put it fenders and 2 bikes and dealt with this attachment point differently with each. also the 2 fenders were slightly different. 1 bike got attached were with a bolt and no clip; the other used the clip and just a zip tie - no bolt. depending on your fender the front attachment point, down by the front derailer, has a clip. 1 fender had the clip attached and could not be removed. the other had the clip as an option to attach and use. I think for this attachment point each bike and fender combination may have different options - and your solution may not be mine.

I also found it necessary to use additional bolts that I had on my bike or in my shop. meaning the bolts that came with the kit may or may not be adequate for the installation on your bike.

one one bike I was able to use the rack's bolts to hold the fender stays but on the other bike I use separate holes in the drop outs and their own bolts

eh ... you'll see ... :-)