And a new discovery I made: I put back on the luggage rack I have and I found that the two stays fit perfectly into the top seat tube quick release. Much neater and straighter and more solid arrangement than the two attachment things I used to have screwed on to the seat stays.[/QUOTE]

If you have used the top seat tube q/r you will probably not be able to fold the bike. Try using the bottom q/r and you should have no problems.