My first pair of bib-shorts are Specialized, size large. I'm around a 38" waist (OK, I was around a 36 or 37 and now I'm probably around 39-40). I've put on some tonnage over the winter, but the Large still fit me (a little tighter). I just bought another set of bib's for my race team and one of the guys on the team says he wears a large with a waist size of 34" and that I should get a X-large (the bibs are made by Voler).

The XL's fit fine, but I can tell that as my winter coat comes off they will fit looser than the Large size bibs in the crotch area.

Was just wondering if wearing loose in the crotch bibs will cause chafing problems or if I should be OK? Wondering if I should order a pair of Large just in case (I really don't have the money), if I'm OK with them being a little loose, of if I can wear another smaller pair of shorts underneath and then wear the bibs over the shorts (I need the team colors showing)?

Thanks in advance
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