no, neither for a bicycle, i dont think crash and destroy describe a "normal" use for a bicycle. i agree that there would need to be some insurance to cover the occasional and probably crashes, and i agree that some serious economic analysis would be necessary to determine a programs viability, but i definitely think it COULD work, at least in theory.

the fact that a program like this doesnt exist when ones do exist for other sports equipment (like skis and snowboards), leads me to believe that the economics are a little too risky, but again, it could work...