Hey man, if you've given up your car for good, then I think you should be riding exactly what you want. If the Cannondale fits 100%, and youre not dying for the rohloff. . then yeah I would save the 2300$ and spend it somewhere else or invest it or pay bills etc.. There may be small issues with the cannondale that youre not super happy with but they can be changed with the money saved. Perhaps its something like you dont like the paint on the cannondale, go get it repainted. seat, pedals, anything to make the bike just what you want. Either bike will last you many years. . Youve committed to riding a bike full time. You should be riding something that you enjoy thinking about, looking at, sitting on, showing off, working on, . . If you can learn to love a Cannondale (I did for many years) and the bike physically fits then save yourself two grand.. but if you deep down want a custom (we all do right?) and if you think that a Cannondale is a kind of. . compromise, then you might just splurge on your dream bike.

take some of the saved cash and get your winter/bad weather beater from ebay.

I voted custom, but Im not faced with the opportunity to get a great bike like that c-dale for such a great price...

still confused?? I know I am! : )

have fun, keep us informed.
~Steve