Originally Posted by
cyclinfool
If I were reckless enough to ride through broken glass would you fix my flat tires?.
Is the answer different if you rode thru glass because it was unavoidable, e.g. it was a choice between the glass and swerving in front of a car.
If I were reckless enough to buy too much house would you give me more equity?
Is the answer different if you could afford the house when you brought it and are now upside down & can't make the payments thru no fault of your own,e.g. you lost your job and real estate values went down because of the bad economy.
I think the fallacy of your questions is the unspoken assumption that these things can only happen due to recklessness of the unfortunate party. They can and do happen to anyone despite acting with all due care.