Easy now. When you are new the whole thing is a bit overwhelming. I think their concern is mostly what is going to work, with an idea on price. So no one comes back to say get a S-Works Tarmac! I get your point though.

I don't know which bikes will have long reach brakes. That will be your hurdle looking at road bikes.

The Allez Comp hits your price point and that's a good deal at $1000. Again not sure on fender clearance. It's up to you, fit, and your athleticism/competitiveness/and desire out of the bike.

Fit aside....if you want to tool around town on it, do light trails, and leisurely-moderately path yourself on your commute with easily fitting fenders and rack the Tricross fits.

If you want speed and to do some road work on the side get a road bike.

Didn't know what the other bike you mentioned was. You want no part of that, IMO.