Thanks very much everyone. And yes, I am very new to this so I appreciate the patience you have demonstrated with me. For $950, I think the Tricross Sport is the best bike/deal for me, plus I've never had drop handlebars so new is always welcomed. I noticed Wanderer advised me to get a Tricross even though he owns a Crosstrail so that must mean something. I think the point is, I do NOT need a mountain bike or anything close to it for what I plan to use it for.

Can't wait to give you an update after I get it!