Thanks for all the good replies. TCJ, I am not in Columbia, I'm actually in Bloomington, IN. I am going to post a want ad. If I get a hit on that, I will go out and buy a lock (spend the money for something decent so my bike is not stolen and get a good helmet). Do you think I could tie it to the top of my Dad's roof rack on his GMC Suburban on the way home? My hometown near Chicago is NOT a bike town and NOT bike friendly, but I would love to bike over the summer. If I could find something here, it would be great I think. And yeah, comfort is key. Thanks for the information.

I will be buying a very fuel efficient car, too, so the bike has to be pretty cheap to make up for the gas. For me, it will also be an exercise machine, too, so that is another thing to consider, I guess.