robotphood,
This should never happen. Not under any circumstance. If you are running your buckles to the inside then please run them to the outside. That is the proper way. There is no reason whatsoever to run buckles to the inside. If your straps are so long they can flop over into the chain then please cut them down. If you continue as you are, this will happen again. Probably not tomorrow but it will happen and you might not be so lucky next time. (Think having your bike suck you down in traffic and your head being flattened by a garbage truck).