This is all great information. Thanks to all.
Since my last bike got stolen, I'm a little more sensitive about theft than I was before. But since most of my travelling will be to locations where there is a safe place to keep my bike, I don't need to worry too much.
I have an old 5 speed that might work for hanging out in town, I'll ask the LBS guy how much it would take to get it workable. But for longer rides, I want a truly comfortable and well made bike.
I won't base my purchase on the seat post suspension - if the model comes with it, I'll try it, if I don't like it, it will be easy enough to change.
Ok then, how much advantage is there to front suspension in a comfort bike? It's not like I'll be leaning on my hands.