I'm in the process of purchasing a bicycle. Purpose: fitness/commute. Mostly daylight riding to start with.

Would this accessory list suffice? Please comment on specific brand/model recommendations or accessories I should add/remove.

• Helmet (any brand/model recommendations? Costco is selling a Bell helmet for ~ $30 -- any good? Also, do you recommend a full face helmet to protect the chin and ears?)
• Bike shorts (any opinion on the Cannondale baggy sold in REI?)
• Water bottle cage
• Bicycle pump (that I will use at home) and mini bicycle pump (mounted on the bike)
• White blinkie for the front, red blinkie for the rear (any brand/model recommendations?)
• Reflective tape to enhance visibility
• Reflective vest like the 3M yellow non-ANSI one sold in Home Depot
• Kick stand
• Cycle computer
• Tool set
• Spare tube and behind the saddle pouch to store it and the tool set (does this pouch attach to the saddle or the seat post? If the seat post, is it ok to mount on a carbon seat post?)
• U-shaped bike lock (can I mount this on the bicycle if I already have a mini bicycle pump and a water bottle?)
• Bike rack for the car (any brand/model recommendations?)

Any opinions on Vittoria Zaffiro 700x28c? Is it puncture resistant? Should I replace with something like the Continental Ultra Gator?

Do I need any routine maintenance items?

Later on, I may add a carrier and panniers, if needed.

Thanks!