Stem length and angle can be changed to move the bars further from the saddle and higher, if needed. A 100mm stem is on the short side.

Cycling inseam is quite different than pant inseam and some people fail to post a properly measured cycling inseam (floor to saddle-like crotch contact in bare feet). What moe important is saddle height (center of BB to top of saddle, along the seat tube centerline). If you've raised your saddle over the years, it increases the saddle to bar drop. Saddle to bar drop can vary a lot. Some people think that 5cm is normal, but even as a small rider, I use 9-11cm and the pros often use a lot more.