I'd have bought the Fuji myself if it had all the eyelets. I called Performance and they said it did not.

Have you thought of an 80's road bike? Many of the bikes of this type had all the eyelets for racks and fenders, and clearance for bigger tires with fenders. They're basically what cyclocross bikes are now, but made of steel. Many can be converted to 700c quite easily, if need be.

If you don't mind the additional weight of the steel frame, they can often be had cheaply. And I'll bet DC has a very active CL.

As far as new bikes go, I really like the Jake. And I want one.