Nothing against you, but just a general observation... Why do CF bikes cost so much then? Is it only because bikes are supposed to be a little higher cost every year to justify a change? It costs a tenth, but a brand name CF bike seems to be double the cost of a bare steel boutique frame. By the time you build up a steel boutique frame the cost is about the same? I'd rather have the steel under me when it comes right down to it.,,,,BD