I have the Club jacket. It's nice, not outstanding, but for my purposes it works well. I use it for cold and cool weather riding. Once it's above about 60, I just wear lightweight clothes and get wet--no biggie. My commute is also fairly short (13 mi roundtrip). In the winter, I wear a thermal or wool shirt underneath and that's usually all I need. It does get warm, but if you layer properly it works well enough.