Shiny, I nailed it right the first time:
Three white lights in front, three red lights to the rear, a Down Low Glow, a lighted reflective vest (set to slow flash) and turn signal/marker lights. I also have reflective tape on my rear fender, bike frame and on my safety flag pole, as well as the CPSC required reflectors.
I have been told that I am very visible. However, I still worry about my visibility.