I got stopped once and before he checked my ID on his in car terminal he asked me 'Are you sure?'. He then warned me if the name did not match the description he would haul me in to sort it out. He also commented on my expensive bike and lack of lock. He said it would be a shame to have to leave it unlocked while we were away sorting it out. Needless to say I gave him my real name.
My experience with Toronto cops has varied from warnings, to chit chat, to tickets. I do however keep a whistle in my saddle bag to avoid the bell issue. Nothing says that it has to be mounted or accessible.