Gotta have my bibs. All my excess lipids seem to congregate right at my waistline, and shorts give me way too much Dunlop effect. Even 5 lbs shows up (I'm not very big). Actually, the bibs are primarily for comfort because i don't like the elastic waistband on shorts. For short errands I go with regular street clothes, but the commute to work is a bit long for that. For jerseys, i like basic dri-fit shirts with quarter zips. Dri-fit makes a number of them. My very few cycling-specific jerseys are rarely worn.

Maybe I'll shave my legs in some geometric pattern (barber pole?) and nobody will notice my butt/gut in the bibs.