Is it that they think it's cool to use a cycle skill cap or a bandanna for protection, which is stupid and costly to us. I live in Chicago, and low and behold here comes a fixie rider with a Campagnolo cap, no brakes on the bike and a Harley rider with a sleeveless shirt and a head band for protection. It's the cost of medical that is passed on to us who use the hard shell. To see a few busted skills split open make my ride a downer.