cybrnitro,

Oh yea, unless you ride your steed with the greatest consistency at 5 MPH or less you should run a front brake. My insurance rates go up even when the cyclist wrapped around my car axle is brakeless. Lets do each other a favor - I promise to watch out for and respect you. You take common sense measures to be safe as you are sharing the roads. No one owes you anything and you will lose any "argument" you get into because you are the smallest, weakest and least protected thing on the road. A front brake is common sense.