About a week ago I got caught in a mess of fresh chipseal. There was no practical alternate route so I had to suck it up. The good news is I was riding my touring bike which sports full coverage fenders plus front mudflap. When the chipseal ended, I knocked the clinging stones off the tires with my gloved hands. Arriving home, I found no trace of stones or tar anywhere on the bike. I'm still afraid to look up under the fenders.