Got into a car crash today -- or car crashed me. Basically, it was backing out and stopped as if it meant for me to go, so I went ahead and it popped out. I was lucky and escaped a bit scuffed up, but not my poor bike.

Now I'm going to work something out with the driver or her insurance company, but I was wondering, does Specialized's warranty cover accidents or only material defects? The visible damage is a destroyed front fork, bent front wheel, smashed right brifter, and handlebar/fork misalignment. The bike is an '09 Specialized Allez purchased in April 2010.