From what I gather of your description, you seem to be measuring the trail wrong. It seems like your measuring the steering axis based on the forks forward curve/angle. The steering axis should be measured using the head tube angle and is independent of the fork's rake. according to http://yojimg.net/bike/web_tools/trailcalc.php and civia's geometry page on the small loring your trail should be around 48mm.

I've noticed that when riding my kogswell with roughly 40mm trail after being used to riding bikes with 60-70mm trail that I would swerve into lanes when doing shoulder checks. I think it's just the more responsive steering feel that a lower trail bike gives when riding unloaded. The bike tends to take less arm input and responds more to body input.

The upside seems to be that when loaded the bike maintains a decent maneuverability. A pizza and a a six pack would cause my higher trail bike to be nearly unrideable whereas with a decent front rack the kogswell can take 30 or so bottles without feeling too weird.

Depending on how that front rack is attached, if you don't have any use for the rack, I might be interested in it.

Thanks and good luck,
Will C