I checked the top overlap for my wife...it does not exist and she is 5'0" on a 47cm trek 1.2
I am actually closer to the front wheel with my 55cm BMC. I think the geo matters a lot more than the actual size of the bike. (of course the 165 v 175 cranks and shoe sizes matter too)
Because I am feeling generous here is a picture of said adorable wife before todays ride. She is getting faster, I think buying an elliptical a few weeks back must have helped we averaged 16.7 mph and were really cruising on the way in to the point where she is benifiting from my draft.
