I am in a similar situation, dog, not car. My company medical insurance plan has a huge deductible before it kicks in. My home owners, why do they care, I told them and they said I need to contact the dog owners and their home owners carrier. Well, I don't know these people, their insurance company has not contacted me and neither have they.

How do I get them to tell their insurance company of the incident?

Essentially, their dog, chased me down, knocked me over, broke my femur and left me unconscious on the road for over 30 minutes before anyone came by, in front of their house? Like WTH? I am non weight bearing and essentially immobile for 12 weeks and will not be completely heeled for over a year, cannot wrok, cannot walk, cannot wipe my a---, cannot drive.

I have not gotten a lawyer but I don't see any choice but to sue them if they don't engage their insurance company for me? I really just want their insurance company to help me out and some acknowledgment such as I am terribly sorry your life for the next year will suck!