"Regular rides" - dress, pump up tires, throw everything I remembered in my pockets (wallet, any food, phone, Off Mosquito Clip On thing, mebbe vest, usually gloves since I don't have time to put them on). Bottles in cages, bag under saddle, blinkie, and my new pump in its new spot. I did a 2 hour ride where I had to pee before the ride. I didn't get to pee until about 45 minutes after the ride ended. You have to sacrifice sometimes.
Today I missed the group because I wasn't prepared enough. I usually have about 5 minutes to get ready, and I spent about 10 minutes. Bike was on trainer in basement, valve extenders and primary floor pump in a car that was not there, bottles were just washed, kit was in laundry room, etc.
CA or training camp rides - Leisurely breakfast (usually 1-3 servings of dinner food, sometimes over 2-3 hours of grazing), coffee. Check bike, debate what gear to bring, check weather umpteen times, re-debate what gear to bring (temp may swing 50-90-40-90-50 degrees F on a long ride), try to figure out what I really don't need, then set off at 9 or 10 or 11 AM. Try to get back before dark (CA) or within a few hours (other training camps).
I don't stretch or do anything physical before I get on the bike. Except when it's cold and my "torn and bulging disks" (according to the MRI/Doctor) start acting up in my back. Then a couple sit and twist kind of stretches will crack my back. I'm good to go then.
cdr