I own four road bikes. Two are commuterized with racks and fenders, two are not.

All four get to take me to work depending on weather and how much or how little I have to carry that day. I try to take everything in on Monday and bring it all home on Thursday using one of the racked bikes. That leaves Tuesday and Wednesday for the others. My crit bike is a hoot to ride in traffic. So is the old-school stage racer. The racked and fendered ones are no slouches either.