I read it and comprehended. This is what I disagree with. As long as you can touch the ground if the top tube is in the crotch a bit I think it's fine if that is what gets you the highest comfort level while biking. I hear about the fear of smacking the goods alot but I have not known anyone that has done that or done that myself. It is a fear tactic in my mind. I don't agree with sacrificing ride quality for an extra half inch of crotch room. Just my opinion.